Sallie & Perkins: 2013 in Review


As we say goodbye to the year 2013, Sallie & Perkins wanted to take a quick look at what they were able to accomplish in this roller coaster of a year. Looking back at all these numbers and adding things up felt like the end-of-the-year report card or an annual review at your employer… a little stressful, but at the end of it you felt more excited about what you're doing. June is the first month we really took control of our finances, started a strict budget and really focused our efforts on paying off as much debt as possible.


I have to say, looking at that number feels pretty freakin' good. When you factor in our minimum payments we made the 5 months prior to that, it would tack on about another $700, plus the remainder of Jared's car loan, an additional $1,000. That would put us over $15,000 paid off in debt in 2013!!!

While that is fantastic, we have tons of room to improve and have big plans for 2014. We didn't pay off much in December, as Christmas took a large chunk of our money and we didn't want to feel like we couldn't enjoy giving to our family and friends. We also received monetary gifts and work bonuses right at the end of this month which will all go towards a very large debt payment in January to start 2014 off right! Stay tuned for that!!

Don't forget- we're cohosting a no-spend January and we'd love to have you join in! You can check out our original post on it here, and then mark your calendar to post about your results on February 4th.

Wishing you ALL a very happy, safe New Year!!!

30 comments

  1. I think that is FANTASTIC!!!! Great job!
    Happy New Year!

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  2. WOOHOO! way to kick @$$ this year lady! That's some awesome debt be gone :)!

    Cheers to 2014!

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  3. Happy happy new year to you and Jared :)

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  4. That's so awesome! I love these posts and seeing your progress. No spend January scares me...I've been spend spend spend for the past 3 weeks...how do I stop?? Maybe I'll do a spending freeze on some particular categories...

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  5. This is such a HUGE accomplishment!! Good for you!

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  6. Congrats! You are an inspiration. I just may participate in the January freeze. There's nothing fun going on in January anyhow!

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  7. I have been missing Sallie & Perkins!!!! You guys are awesome! What an accomplishment! Jason and I are excited to kick off NO SPEND MONTH (which also means, stay at home and relax month, whoop!) I may just need Sallie to give us little boosts of encouragement here and there. :) Happy New Year my friend!

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  8. That is AMAZING... Sallie & Perkins should be so dang proud of themselves! 2014 is going to be even more amazing because of the good habits you developed in 2013! I will definitely be linking up with you on Feb. 4th. Thank you for the motivation to get my finances on track!

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  9. You all rock!! Happy New Year Erin!

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  10. Y'all rock!! We sat down on Christmas and redid our budget, and the snowball affect for next year. I also set up an account on Mint.com. so excited for the next year and see how we do. Plus the no spend January. :)

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  11. You two are AMAZING!!!!!!!!!!!! GO YOU! :) Now you need to make me join in on the fun. BAHAHAHA.

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  12. This is just awesome. So proud of S and P but more proud of you and Jared. You have been a huge inspiration to me and my spending habits. I'm excited to follow your lead in 2014. Yay for no spend in January.

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  13. Wow, you guys rock! I have high hopes of putting a dent in my student loan debt in 2014! Thanks for being so inspirational! :)

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  14. Congratulations on paying off so much debt!! That's so awesome! Sallie and Perkins have been such an inspiration to me financially this year. Cheers to a financially happy and healthy 2014!

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  15. Congrats that really is awesome! Happy New Year :)

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  16. Congrats! That is awesome how much you put towards debt in that short period of time! Love seeing the Sallie & Perkins posts :)

    Happy New Year!

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  17. WOW! HUUUGE congratulations to you!!! =D This is so awesome! Happy 2014!!

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  18. Happy New year Girlie .. great job on getting your debt down.. sallie and Perkins posts are great :O) also thank you for helping me with I blog again it really helped me out in the blogging world .. I love the look of it and you do great work

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  19. Holy crap. Yall are amazing!!!! Happy New Year! :)

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  20. Happy new year!
    Well done in paying off so much debt! We really need to start saving money, living hand to mouth every month isn't fun! I'm going to be taking part in the No Spend January! I'm excited about it :) x

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  21. You go guys! Good job! Going to read about the no spend January now...I missed that one! Happy 2014!

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  22. Awesome job! You guys have paid off so much!

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  23. Seriously, Erin! That number is beautiful! lol
    Proud of you two!
    Y'all are gonna kick debts ass (asses?) in 2014. lol
    As you already know, Doug & I are going to attempt No-Spend Jan.
    Gonna do the best we can. I have a rough budget written out, so we'll see.
    :-D

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  24. Haha I love this! Excited to meet a fellow Ohio blogger :)

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  25. Dude, that is fantastic! Congratulations to you both!

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  26. That is awesome! And can I just say that I will be using your amazingness as inspiration when I start paying off my student loans!!!

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    1. Thanks, Caitlyn!! Please don't hesitate to shoot me an email if you ever need extra motivation! It's tough work, but so rewarding! :)

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  27. UGH why didn't i check in in Jan... i need to try the no spend month thing, like ASAP! i am excited to be just about caught up! yahhhhhhh ME! haha

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Thanks SO much for taking the time to read and comment on my blog! I read each one and love to respond and chat with you! :)