Perkins' Picks!



I figured while Sallie is off being a keynote speaker at a coupon cutting convention I would fill in for this week’s edition of S&P.  I also thought it right that in honor of her I should engage in one of her most favorite activities in the world (wearing pigtails aside) making lists!  So without further adieu, “Perkins Random Top Picks to Stay on Track and Get Out of Debt Faster While Keeping Your Sanity and Yes, Possibly Even Having a Little Fun Too” or simply: Perkins List of Awesomeness.

1.  Money is a Tool.  It is just a means to an end and it is not our primary goal to obtain mountains of it ---although swimming in a seas of coins like Scrooge on Ducktales did always seem like fun.    

Nonetheless, our goal is a good ol’ cliché and that is to “control it instead of it controlling us.”  Ultimately reaching our careers goals, nurturing relationships with family and friends and helping others is far, far more important than mere wealth accumulation.  Money can be a very helpful resource along the way but most people don’t manage it at all, making all of us who do, WEIRD.   Like our boy Dave Ramsey says, “Live like no one else so you can live like no one else and then give like no one else.” Just a healthy dose of perspective on our journey!

2.  Patience with yourself and the journey.  This is easier said then done because I have personally realized that I have no patience whatsoever with even the most remedial things in life.  Maybe it is our instant gratification society we live in or maybe being impatient is just a character flaw, but whether it is waiting a whole 1 minute and 22 seconds for the old lady in front of me to get her price check on a bag of beets or the feeling of failure with myself over and over again when I tempt Sallie to go out to our favorite Mexican restaurant or go to the book store and buy new books… I rarely have patience with others or myself. That can be discouraging when you are trying to conquer Mt. Debt-erest!  Stay the course and do not become impatient when you slip up or when you seem like you are only flicking a speck of dust off of the mountain. 

3.  Creativity = cheap fun.   Saving money can seem like a complete buzz kill when it comes to having fun with your significant other.  It is possible and just for fun here is a list inside of a list to prove it! A list inside a list?! Sallie might spontaneously combust when she reads this! 

a. Go for more walks  adventures around small towns or parks nearby you have never been to.  

b. Play board games or video games you already own but probably haven’t played in 7+ years 

c. People watch…creepy, but fun! Festivals and malls are great starts and if you live on the edge of civilization as we do, even a WalMart will do!  

d. Invite some friends over who are also on a debt free journey and wallow in each others self misery!  Just kidding, you can put your heads together and come up with a cheap fun night which will probably end up looking like something from the college years with a night filled with laughs, Ramen Noodles and Monopoly. 

e. Clean house to awesome mix CDs of music you haven’t listened to in ages.  

f.  Whip up a batch of free ice-cold water on the rocks, plop on the couch and just talk to each other about things not related to your days.  Topic-y stuff kind of like a “date-esque” convo but from the comforts of your own couch with no sweaty palms or awkward silence.  
4.  Don’t Quit.    Oh thanks Perkins, that point really changed my life and inspired me down to the very fiber of my existence!  Well, it is obvious and is something that Mrs. Salli-licious and I tell ourselves each month no matter if we nailed it or failed it.  We will continue to repeat it as well because we each have given up on stuff in the past but refuse to this time. Even if you have been off the journey for a couple years you can always get back in control and on the right path.  Even if we take 10 steps forward and 9 steps back, we will climb out of this Debt-alanche we are buried in. 

The person who gives up accomplishes nothing and is only a hindrance. The person who does not give up can move mountains.”   ….of debt

23 comments

  1. Thanks for all the tips Perkins!!! :) I'm about to start climb Mt. Debt-erest and you and Sallie are giving such great tips! See you at the top!

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  2. Those shorts. That shirt. Pure genius.

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  3. The glasses! The tucked in shirt! Hahaha, oh yeah... and then there were some tips mixed in between! I think I was too focused on the awesome apparel! Hahaha. Love that last quote. So very true! =D

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  4. THANKS JAR---I mean, PERKINSSSS ;) you guys rock.

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  5. I love Perkins List of Awesomeness. And the extreme close-up!

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  6. I love Perkins's (<--is that right? I never know) list! Getting out of debt it hard but you two seem to know what you are doing!

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  7. OHhh man- that outfit is perfection, Perkins!! :) Good reminders- it's soooo easy to fall off the wagon, especially around the holidays. Thanks for all the motivation!!

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  8. haha love this! I We actually found and signed up for a Dave class today! wahoo!

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  9. Love this, Jared! These are some really great suggestions. I still love a good game night.

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  10. Great tips!! And I love the Ducktales gif. I had that on VHS when I was a kid!

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  11. First of all, congratulations to Sallie! What a huge honor to be the keynote speaker at a coupon cutting convention! LOL!!!!!!!!!!!! Second of all, I frickin' love Perkins. These are such great tips and you are both hilarious and adorable while sharing them. Good work you two. Keep it up! Jason and I WILL follow in your footsteps one of these days!

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  12. Love this post and all of your great tips! Especially #3 - there are so many cheap/free fun things to do when you just think outside of the box a little!

    P.S. for extra cash on the side, have you considered becoming Perkins the Personal Stylist? Your ability to match patterns and colors is just impeccable!! ;)

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  13. I am having a terrible time with my patience. I am in a transition right now, with unstable income, but I really want to put our E Fund towards a student loan and pay it all off :(

    That said, just last night my husband and I broke out Rock Band and had an awesome time playing a game we haven't played in 3.5 years, which is -- not coincidentally -- how old our son is!

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  14. Oh Perkins, you are just too cute!! :)
    Good job!!

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  15. Thanks, Perkins! ;-) Love this post & your tips!
    You two are pretty inspirational, I hope you know that.
    And whether or not you think so, you two NAIL IT every month! The amount of money you continue to put towards your debts is impressive, no matter how small it may seem, so just always remember that! There are many people who would love to pay off debt like that & just haven't taught themselves how, and you two ARE DOING IT!
    Proud friend right here! :-)

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  16. Your wife and I have list making in common but list making inside of list making = mind blown. hehe I love all of these tips. I am so thankful yall/S&P are sharing so many wonderful tips.

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  17. Such great tips! I love making lists too!

    agirlandhersparkles.blogspot.com

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  18. Love this! My idea of being financially stable is paying off all our debts and having enough money left over to give to others. Keep at it Sallie and Perkins!

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  19. Just found your blog and LOVE LOVE LOVE it!!! We also love Dave Ramsey! We've struggled to get out of debt for a long time now! Get really motivated and do well for a while, then give in to a vacation or splurge, and get off track! It is really hard--nice to hear your honest struggles too!!

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  20. You guys are awesome & oh so inspiring!

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Thanks SO much for taking the time to read and comment on my blog! I read each one and love to respond and chat with you! :)