Sallie & Perkins: Progress Report

Nothing feels better than people complimenting you on something you've been working hard at. When you've been busting your butt and making sacrifices, it's definitely nice to have some encouraging words thrown your way. 

And that encouragement we're speaking of? It's coming from you all! From blog world! Honestly, the support and the feedback that Sallie and Perkins get on each of their posts has been amazing so far. You guys open up to us about your debt, your struggles. You share your tips to save money or to date on the cheap. And most of all, you don't judge us for being a couple of crazy, nerdy kids! Each comment encourages us to work harder than before and continue on the right track.

That being said, Sallie and Perkins do have a couple confessions to make this month. July? It was tough. A second month of a very strict budget and not a lot of frivolous spending was harder than we thought it would be. So here's a little secret....
We aren't perfect! (GASP!) Soooo many of you commend our efforts and say that you personally wouldn't have the willpower, etc. Well, sometimes we don't either! This month we spent more than we should. Our entertainment budget was gone for the month, but we treated ourselves to a couple more date nights. We justified it by patting ourselves on the back for choosing half-price sushi night, or using a coupon for this... but in reality, we still went over budget.
How many of us have said we wanted to start a diet, but, "Since it's Thursday and the weekend is almost here- I'll just start Monday. I'll just eat like crap all weekend and THEN get back on track." Well spending and budgeting can be the same way! In the past, Sallie and Perkins might spend a lot of money and then have that, "Oh, well" mentality and keep on spending extra cash here and there. Not this time though! Although they'd messed up, they put it out of their mind and continued on their path to being debt free.
That mentality paid off this month... and in a big way. Remember last month?? Sallie and Perkins paid off a whopping amount that surprised themselves! But this month.... oh, this month:

Sallie and Perkins paid off $2,381.40 worth of debt in July 2013!!!
Even with a few slip-ups, we paid off more than we did in June including totally paying off Sallie's smallest loan. It felt SO GOOD to cross one loan off our list. To know that's one less auto-debit we have coming each month. One less item on our list of debts.

We hope we can continue to motivate other people to STOP the spending too. Please never hesitate to shoot me Sallie an email if you want to chat privately about debt/student loans/budgeting. We're no experts, but we're doing our best!

So in true Sallie & Perkins fashion, we leave you with this dance party:
rMXVuj on Make A Gif, Animated Gifs

51 comments

  1. Wow, that's awesome!! Keep up the great work getting debt free!!

    Xoxo
    Petchie
    www.psblogbook.blogspot.com

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  2. You guys are rockstars!!! I mean Sallie & Perkins are.. Congrats you two!!

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  3. This is awesome! Good for you guys...such an incredible feeling and that dance party pic truly encompasses the feelings that accompany paying off debt. I've been following you for a while here and on IG but had been absent from blogging for a while, so have missed the S&P posts. So creative! I'll admit to being more of a frivolous spender but God graced me with an amazing saver/budget savvy husband :) My last, REPEAT, last student loan payment for Grad school will be made this month. I'm doing that same dance right about now ;)

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  4. Congrats!! One down woohoo!!! Haha I seriously love Sallie and Perkins - Jared is such a champ for doing this with you for your blog! I had a slip ups too this month - I wasn't going to spend any money until thursday when I get paid but I ordered a pizza on Friday at work but I split it with my friend haha. My next challenge will be on vacation but there's so many free things to do I think I'll stay disciplined!!

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  5. Seriously...y'all are so fun. I just wanna hang out with the two of you! haha

    Y'all are doing amazingly well--I'm so encouraged by the progress you are both making! Andrew and I actually paid off my credit card yesterday! We're super excited to now use what we were paying on mine--to pay his off more quickly. It's going to be a wonderful feeling to be done with credit card debt...then we'll work towards new cars! haha

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  6. Hahaha, that gif... too funny! All the pics / posts from Sallie and Perkins are hysterical yet SO helpful! CONGRATULATIONS on paying off that much this month... that's amaaaazing and you guys should be SO proud!!

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  7. Y'all are so freaking cute! That is a lot of debt to pay off! I love that feeling of crossing off a debt from our list. Y'all keep these posts coming. They help me to stay focused on our own debt.

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  8. That's awesome!! Congrats you two. :) And those dance party pictures are absolutely my favorite. Haha. Love it!!

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  9. You just made my morning with the dance party! Congrats on another successful month!!!!!! Keep up the awesome work. I'm constantly inspired by how real you are about the topic and the fact that you are creative enough to make it interesting.

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  10. I love that gif fabulous!!!

    Congrats again on that payoff!! so exciting...

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  11. Good job you guys! Living on a budget it hard hard hard after pretty much buying anything and everything you want. I am learning this little lesson right now.

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  12. Wow. Amazing pay off! And with all the work you've been doing with football season around the corner, I think a few extra date nights are sometimes necessary!! You guys rock! Love the dance moves. You guys got it goin on. A back-up dancing gig could bring in a few extra bucks for Sallie & Perkins, don't ya think?? Hahaha

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  13. Congratulations, Salt & Peppa!!!!!!!!!! I'm so happy for y'all and all the amazing things you're doing to pay off your debts! I know it's gotta be the best feeling ever, and sometimes you sure do deserve a little pat on the back for all of your hard work! Keep it up, you excellent budgeters! You've inspired so many of us :)

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  14. Congrats on the success so far. And on the most amazing GIF I've ever seen ;)

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  15. Congrats!! And can I just say that I kind of live for these posts from you?? Love them!

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  16. WOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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  17. That is SO awesome! Congrats on the success with budgeting! I have 4 months of college left (and not even real college just student teaching) but have realize I need to get my ducks in a row. I wish I would have realized that sooner but my biggest excuse is that I am still in college and work part time at minimum wage so I don't have to save....not true! Thanks for the inspiration! You guys are great!

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  18. hilarious dance party! and seriously - go you guys! that's awesome!!

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  19. You guys are the best. Wahoo for paying so much off in July! :) Grahm and I have a project lined up for August that I think Sally will be proud of ;)

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  20. Right back on the horse, that's what you have to do. Congrats on paying so much off!

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  21. Congrats on paying off that loan. Debt sucks, but that dance party sure doesn't!

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  22. Oh. My. Gosh. See, THIS IS WHY WE NEED TO LIVE CLOSER TO EACH OTHER. Best friiiiieeeeends!

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  23. The photos just want me to come and hang out with you guys. you are so fun! But, good job paying off that debt AND it is okay to not be perfect :)

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  24. Best dance party ever. Keep it up you two :D

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  25. OH. EM. GEE. That dance party. I LOVE it. HAHA! :) Good work on the payoff this month! You two are ROCKSTARS!!!

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  26. You - I mean Sallie and Perkins - amaze me!

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  27. Hahahah these always crack me up :) congratulations on paying off so much debt! What a blessing and weight lifted that must be! :) XO

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  28. yayyyy!! congrats girl! :) i know that is such an amazing feeling!

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  29. ok this one was too much. you guys are the CUTEST.

    is it weird that i am sort of excited to kick my student loan's butt when it comes time with the tips you have put out there? i still have a year of my program!

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  30. Lovin' the dance party, and Sallie has stepped up her game with the apparel! Congrats on getting that student loan paid off!

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  31. Great job!! And awesome dance moves!!! Y'all are motivated me big time!

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  32. OMG you guys are too cute!!! Great job! Its really motivating to see you dedicated and getting the results you want! Congrats!!!

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  33. DYING over this gif :) I love it!

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  34. You guys are awesome! Can't imagine how good it felt to get a loan taken care of! Whooo!

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  35. This is hilarious! Student loans are my arch nemesis. Oh if I had really understood the fact that they had to be paid back someday back when I was taking them out! My husband's will be paid off in two more years and I am going to throw a party that day. Mine, on the other hand, will end up getting forgiven in 8 years, thank god.

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  36. Congrats! Sallie and Perkins are so darn inspiring. I think they should totally go into modeling as a side gig ;-)

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  37. Oh ya know, just seriously planning to follow all of this as soon as we are married by the end of August. I talk about it all the time. So proud of y'all! Gosh, I can't wait to soak in the feeling of actually having a student loan paid off.

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  38. oh my goodness lady! i didn't know ya'll were doing this! truly awesome! i have debt i'm trying to pay off too and you just encouraged me big time! thanks for sharing. ya'll are adorable!

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  39. Couldn't stop watching your GIF! Excited for the day I'm completely (student) debt free to do one of my own. Love these posts, they're what initially brought me to your blog

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  40. That is awesome!! Congrats on paying off one of your loans!! And I love your happy dance!!

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  41. Congrats on crossing a loan off your list! :)

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  42. Can't get over how cute you too are. I need to find a guy who will pull up his pants, tuck in a t-shirt, and put on taped-up glasses for my blog.

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  43. Oh my gosh, you guys are my heros! You're DOING IT! You're LIVING IT! I listen to Dave Ramsey almost every night on the radio.. My husband and I have BIG plans for August, let me tell you!!

    Yay & Congrats!

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  44. I hope in three years I can look back at S&P and learn how to get rid of student loans because boy am I in for a treat........

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  45. You go girl! That's SO AWESOME!! We just paid off our truck in July and we are officially debt free (but we wouldn't mind being in debt because we owned a home. I'm so over renting!) and it's SUCH a good feeling!
    One thing I just thought of... do you have an HSA set up? We were able to pay off our hospital bills (from having Mia) with one swipe of the card thanks to our health savings account. I'd recommend it to everyone! Even if you think you don't need it now, you never know if you're gonna get strep, or break a bone, or get pregnant ;) (ha!) and it's such a good feeling knowing the money you're using to pay for that doctor/hospital bill is NOT coming out of funds you use to pay bills!

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  46. You guys are AMAZING! and you deserve them extra date nights! Love it!

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Thanks SO much for taking the time to read and comment on my blog! I read each one and love to respond and chat with you! :)