Sallie and Perkins: Find Extra Money Each Month



Hey Frugal Friends! 

Today we thought we'd share the small changes we've made in just the past 7-8 weeks that have made a significant impact on our finances, our goals and ultimately our debt. Too often we hear from friends and family that they are just 'trying to make ends meet' or that they live paycheck to paycheck and simply cannot pay off their debt any faster than they are now.

Well, Sallie and Perkins beg to differ. Things that seem small really, truly ADD UP when done consistently.

For instance:
We stopped keeping our house so cold. Yes, it's summer and it's hot, but just putting our thermostat up a few degrees is saving us money! June should have been one of the most expensive bills of the year, but we were able to bring the bill down about $22 dollars than the previous month just by keeping our air around the 74-75 mark, instead of the previous 70 degrees.

In addition to that, unplug things! So much energy is lost by electronics and appliances that are not in use, but are plugged in. You don't have to be a psycho about it (like we might be) but just unplug your cell phone charger, the DVD player, etc. Little savings add up.

Only shop on sale! I can't remember the last time I paid full-price for anything. Whether it's using a store coupon, a gift card or just only choosing things from the clearance rack- it's worth it. Sallie is not a brand-snob by any means, so you better believe she buys whatever products are on sale when she needs them. Sorry, you just cannot beat shampoo for under a buck!

***Sallie's CVS tip: if you use their coupon machine, you can scan your card more than one time in a visit. I can usually get 2 or 3 times the coupons by just scanning my shopper's card again!

Cancel unnecessary subscriptions. Magazines, monthly clubs, you name it. Get rid of them! You already know we kissed cable goodbye and now have an extra $90/month in our pockets. Oh, and Netflix? Did you know up to 6 different households can share an account? For the same $8/month cost! Consider joining in with family or friends for an even CHEAPER option of TV shows and movies.

Also- become friends with your library. Sure, it might sound lame… but the library is one of Sallie and Perkin's favorite places to visit! The wealth of information and entertainment at just our little local branch is incredible. Blu-rays, audiobooks for the long commute to work and obviously endless shelves of books. Free entertainment! Not to mention it's a 2.5 mile roundtrip walk so it even serves as some exercise time together!

Oh, but be sure you check their hours before arriving on a Sunday.


Otherwise:

One thing we can't seem to part with is our cell phones. This is 2013, after all ;) That being said, check out your bill. Really LOOK at what you're using, and possibly what you aren't utilizing. We recently cut down our minutes because we weren't coming anywhere close to using them all. As a result we saved another $20/month!

And in case you weren't taking notes (how dare you?!) we easily shaved off about $150 of wasteful spending by just taking a little bit of time to actually DO a few things we already knew were cost-savers! This doesn't even scratch the surface of ways to save money each month. On bills, on groceries, on cars… there is ALWAYS a way to spend less.

Sallie and Perkins KNOW they might sound like a broken record by this point, but it's really just because they're so passionate about getting out of debt. They wish someone had encouraged them earlier to make these simple sacrifices in order to live a debt-free life sooner. We really challenge you to write down your spending/expenses for one month. Every.single.penny. It will change your outlook, we promise!

We're on fire for frugality, are you?! :)

36 comments

  1. We need to get back into the habit of unplugging everything. Such a smart thing! Love all of your tips.

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  2. Y'all are definitely on fire friend. You are encouraging the whole blog world with this and I just love it so much. So proud of S&P and the both of you too! You will be debt free in no time!

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  3. You guys are killing it! I have cancelled my internet which saves me $60 a month...can't seem to part with cable yet though.

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  4. I enjoy all of your posts but these are definitely my favorite right now :) Thanks for sharing all your tips!!! This is really motivating me to start good habits now before I have to start paying off my debt in a few short months eek!

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  5. I can honestly say I usually never pay full price for anything, I learned that the hard way when I was younger and ever since I won't do it. I usually have some kind of coupon or something. Keith laughs at me but yes the library is the best, esp since I can get new releases faster there than through Netflix (which we have but only have 1 and streaming). Then one more thing, don't know who your carrier is, but we switched to T-Mobile and get unlimited everything for only $90 a month for both phones. Something to look into!

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  6. Love me some Sallie & Perkins and their posts!;) I LOVE CVS too... you can scan your card twice a day at that coupon machine and so many times those coupons equal free goods! CVS is my favorite store to coupon and save big bucks at!

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  7. Caleb yells at me when he goes to turn on the lamp and his cell phone and they aren't plugged in...LOL! But I just won't quit ;)

    This is by far my favorite Sallie and Perkins post to date! Great job!!!

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  8. I wish I could save on my power bill, our AC set on 82 still brings in a $200 a month power bill (GAH)! I've covered all windows with thermal drapes in an attempt to bring that number WAY down.

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  9. My favorite part of Tuesdays now :) I need to start using those CVS coupons and cutting out coupons. If I just spend the time cutting coupons and staying organized, I could probably save so much!

    I contacted Sprint last week to see if they offered any discounts for my cell phone and I was surprised to find that they offer 10% off for AAA members so that is saving me $20 off on my phone bill alone.

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  10. OK, the pictures today were better than ever before. I just love you two. I also think I need to do some unplugging at our house. A charger in every room in unnecessary :)

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  11. Awesomeness. That's all I got.

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  12. You two crack me up. Every. Single. Time. But these are all great tips! Except the AC one. Try telling a preggo to turn up the AC. NOT happening. HAHAHAHA!

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  13. I'm pretty sure Sally and Perkins have this stuff down! I end up going to Target for groceries and gifts for friends (and also to look around because that place is awesome) and I took them up on their Target brand debit card- I save money by using it and it comes right out of my account, which I would have been doing anyway!

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  14. I absolutely LOVE your Sally & Perkins posts! It truly makes me feel like someone else is out there saving versus buying up every trend known to man! I live vicariously through all the style blogs I read! lol! I do take advantage of the online coupons for Krogers, but they don't have much of what I purchase. Any other ideas of where to get free coupons for every day groceries and such?

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  15. These pictures are all HILARIOUS.

    I am at the library every week. I refuse to buy books anymore.

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  16. Your pictures are always the best, haha! I am so encouraged by the progress that you guys have made. We are definitely trying to do everything we can to save money, so it's great to see that others can do this. It shows me that there is light at the end of the tunnel.

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  17. I'm so obsessed with sally and perkins it's not even funny. I mean, Erin and Jared are cool and all...bu I definitely want to get together with Sallie and Perkins ASAP! Hahaha seriously though, Dom and I are about to go from 2 full time jobs to living on savings, and then one part time job salary soooo all of these tips are so helpful! Honestly, I can't thank sallie and perkins enough!

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  18. Um, this is one of the best yet! First, Perkins' outfit is just too perfect. And it's giving me some things to think about. I definitely have some subscriptions that I need to get rid of, I'm terrible about leaving stuff plugged in, and I should get back to the library. I used to go regularly but got away from it. And I could walk to it (or at least ride my bike)!

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  19. how did you do that with fire?! i don't understand photoshop but I'm impressed. also keeping the ac off is a big way michael and I save money! it really does help!!

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  20. You are do so well with this!! I am an AC nazi. Keeping it up a few degrees makes a HUGE difference!

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  21. Love the tips and find them all really helpful. Keep them coming!

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  22. Yall crack me up! This is awesome! Congrats to both of you! I can't wait to get in our house and start saving money and really knowing and watching our expenses!

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  23. Great post, Erin!!! I've enjoyed following along with Sallie and Perkin's adventures. I might be moving into my own place in the coming months, which means I'll need to really budget and be mindful of my spending. Thanks for all the tips!

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  24. Seriously you two are hilarious!! We don't have cable and use my parent's Netflix for free. Score! The library is also one of my favorite places ever. Get the library app to put things on hold or renew materials easily!!

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  25. Our air does not go lower than 75 here. Too expensive! I love the library. I recently became reobsessed with it. The boys and I go several times a week.

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  26. i seriously love these posts and i'm so proud of you guys!!

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  27. The CVS tip just blew my mind!!!

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  28. I wish I could cut down my cell phone bill but I'm already at the smallest minutes plan and I "have" to have the data plan I have because I have an iPhone. I suppose I could shop around for a new provider if I really wanted to. Guess it's a matter of what I really want to do/take the time for.

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  29. You guys are too funny and frugal and awesome!! I love it!!

    I LOVE the library and frequent it often!! I love having book tapes for driving to and from work!

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  30. I love love love y'all! So awesome!

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  31. I LOVE your Sallie and Perkins posts!! Zach and I are talking about our budget for when we move in together and talking about what we don't need and such and reading all your posts are so inspiring.

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  32. Great tips! And I totally agree about the library! You can save so much money using the free library. My coworkers think I'm a nerd considering how many trips I make to the library down the street, but I'm laughing all the way to the bank!

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  33. does your hubby carry around those glasses everywhere!? hahahaha

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  34. Okay, not to be a complete creep, but...I found your blog through another blog I read regularly and was just looking through your debt archives because I'm kind of a dork and love saving money. (plus my husband is working in the garage tonight and I'm bored waiting for The Biggest Loser to come on) Anyway....is that the Amelia branch library? haha...sorry, I know, super weird. I live like 5 minutes from there so I totally recognize it!

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    1. Love it! YES- it is the Amelia branch, lol!!! :)

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